Former President Bill Clinton seems to be in hot demand lately. The last president to balance a budget and oversee a great economic expansion seems to be more popular than a pop star. Both sides of the isle what to ride Clinton's coat tales even the Republicans who point out that he was a person they could work with to get things done.
Most people are familiar with the charismatic side of Clinton. He does have the ability to get people to work together and is a very polished speaker.
Fast Company lays out in this article 3 techniques that Clinton uses to draw a crowd in.
1. He knows when to stop and go
2. His gestures sync with his words
3. It's how he says it, as much as what he says
Friday, September 7, 2012
Thursday, September 6, 2012
Digging out of debt
Need a few inspiring stories to help get you motivated to shed your debt? Here are 4 examples of couples that took extraordinary action to change their financial and personal lives.
The Great Recession is officially over, but for a huge number of Americans, serious debt lives on. U.S. households owe a combined $11.5 trillion on credit cards, car loans, mortgages and other consumer debt, according to the Federal Reserve Bank of New York. In households across the country, big debt is causing sleepless nights, troubled relationships and uncertain futures. The good news: There are ways out. And you don't have to file for bankruptcy. Here's how four Southern California households took control of their finances and found more happiness with less debt.
Full LA Times piece here
The Great Recession is officially over, but for a huge number of Americans, serious debt lives on. U.S. households owe a combined $11.5 trillion on credit cards, car loans, mortgages and other consumer debt, according to the Federal Reserve Bank of New York. In households across the country, big debt is causing sleepless nights, troubled relationships and uncertain futures. The good news: There are ways out. And you don't have to file for bankruptcy. Here's how four Southern California households took control of their finances and found more happiness with less debt.
Full LA Times piece here
How the Other Half Saves: Financial Planning on $2 a Day
It has been well documented how much that Americans like to spend vs. how much they hate to save. But did you know that in 2005 the personal savings rate dropped below zero? That means people spent everything they earned plus a little more.
Now lets go around the world to see how some of the poorest people in the world out save the vast majority of Americans. This Atlantic article explores how people that live on less than $2 per day.
In poor countries without national health care or retirement programs, families have to conserve what they can to guard against the possibility that a family member will get hurt, fall ill, or no longer be able to earn a living. The typical Chinese family saves 30% of its income, according to a Credit Suisse study. The typical Indian family saves 15%. How do families in poverty save?
Full article here
Now lets go around the world to see how some of the poorest people in the world out save the vast majority of Americans. This Atlantic article explores how people that live on less than $2 per day.
In poor countries without national health care or retirement programs, families have to conserve what they can to guard against the possibility that a family member will get hurt, fall ill, or no longer be able to earn a living. The typical Chinese family saves 30% of its income, according to a Credit Suisse study. The typical Indian family saves 15%. How do families in poverty save?
Full article here
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